Insurance Coverage

Eye Associates of Lancaster participates in many major health care plans. In such cases, we will submit your charges directly to them. Patients are responsible for their copayments and any non-covered services at the time of their appointment.

Please read your insurance plan carefully, since the amounts paid for office visits and procedures may vary widely from one plan to another. According to our office policy, concerns about any insurance reimbursement should be discussed between you and your insurance company.

To our vision and wellness plan patients: Vision plans cover routine eye exams for naturally occurring problems with your eye such as myopia, presbyopia, or astigmatism for which you would need glasses or contact lenses to correct. Eye Associates participates with Vision Service Plan (VSP) and Vision Benefits of America (VBA).

You may have regular medical insurance benefit that covers an exam and refraction. It is your responsibility to inform our staff at the time of scheduling if your intent is to use this benefit.

Often times you may have diseases of the eye that may require your doctor to code the exam as a medical condition and/or perform further diagnostic testing. Many vision and wellness plans do not recognize these as covered services. You may need to use your medical insurance for these tests.

If Eye Associates does not participate in your vision plan,  you will be responsible for the charges and we will give you a receipt in order for you to submit to your vision plan. If you have any questions, please ask a staff member to discuss.

To our Medicare patients: Our office will submit the necessary information to Medicare and we will accept Medicare assignment. Medicare will pay 80% of the approved bill. The remaining 20% and any non-covered services will be the responsibility of you or your private insurance company.
Our office will submit the necessary information for those patients whose secondary coverage includes the services provided. If your plan does not cover office visits, you will need to submit a claim to your plan after prepayment to Eye Associates.

Our billing department is available to assist you with any questions or concerns you may have about costs, including the possibility of payment plans.

Payment for Services

Payment for all services is the responsibility of the patient. Payment for office visits is expected at the time of your visit when service is provided. As a patient, you will be given an itemized receipt that may be attached to any form your insurance company requires. Payments may be made in cash, check, or by Visa, MasterCard, or Discover in our medical offices or optical shops.